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examples include a home mortgage and an auto loan. The home being purchased and the vehicle for which the loan is being taken are the collateral in these examples. There are also unsecured installment.

Personal loans are one of the most versatile types of loans because you can use them for just about anything. But the fact that they don’t require any collateral means that. like a major car repair.

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 · Auto loans would use your car, and secured personal loans may use money from a CD or savings account. Let’s take a closer look at the pros and cons of collateral loans. Pros of collateral loans. They can be easier to get if your credit isn’t perfect. Credit history may be less of an issue with collateral loans than it typically is with.

While keeping a close watch on lengthening contract terms, S&P Global Ratings reported that collateral performance was.

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