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What is an exotic car? Basically, "exotic" is in the eyes of the beholder. Just about any car can be an exotic. Different circumstances, experiences, and tastes all play a part in whether or not a car is deemed to be exotic. Typically, the term is used to describe a car that is unique or rare. Sometimes it refers to a car that isn’t really mainstream, meaning that only certain people are able to own one – think Rolls Royce or Maserati.
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Exotic Car Loans & Exotic Car Financing Options – · exotic car loan terms vary from 60 to 84 months. Loans for exotic cars are computed on simple interest basis. Sometimes there can be custom balloon payment financing on exotic car loans. Other factors to consider are your credit rating, interest rates, the.
For car shoppers concerned about high monthly payments, making a sizable down payment at the time of purchase not only leads to lower payments, but also reduces interest paid on the loan. Tips Bankrate notes that the risks of being underwater with a long-term loan are even greater with a new car purchase.
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Long Term Car Loans – CarsDirect – But for those with solid credit, a long-term loan can bring the ability to upgrade from a compact car to a family sedan, or from a family sedan to a luxury car. And even as mortgage interest rates are climbing, auto industry analysts predict that long-term, low-APR loans might be here to stay for at least another year or two.
Pros of a Long-Term Auto Loan. Lower monthly payments: Breaking up the car cost into smaller monthly payments with 96-month financing could help make the purchase fit your budget. For instance, if you purchase a vehicle for $25,000 at 5% APR, over a five-year period you will make payments of $471.78 per month.
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